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Just wondering if any of your student policies cover the below list of criteria as set by Michigan State University, otherwise we will have to buy their own insurance. Period of cover is from mid-August to Mid- December 2019, for a 20 year old Australian Student. International Student Waiver Criteria - Covers a minimum of $500,000 per condition without time limitation. - Has a policy year deductible of $500 or less per individual. - Covers inpatient and outpatient medical services (including labs and x-rays). - Covers inpatient and outpatient mental health services. - Covers prescriptions up to a minimum of $500,000. - Has a maximum out of pocket limit of $2000 per individual and $4000 per family. - Provides coverage worldwide. - Has $50,000 or more provision for medical evacuation to your home country. - Has $25,000 or more provision for repatriation (removal of remains after death)to your home country. - Has coverage for HIV infection, including AIDS, AIDS-related complex, and a positive HIV test. - Provides coverage for the waiver period requested.
There is not a plan that we can offer you that will meet all of these requirements. It is recommended that you purchase coverage from your university if available.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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