The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Hello, I am an F1 visa student here at United States. I want to confirm if my College criteria matched with your insurance policy or not. My college is Houston community college, Houston, Texas 77002. These are my College criteria. Does that works for me to have your insurance plans? Thank you I. Acceptable Alternate Health Insurance Plans: 1. A government or scholarship sponsored plan that meets Houston Community College's waiver criteria; or 2. A job-based employer health insurance plan (or covered as a dependent under a job-based employer health insurance plan). Note: individual policies (example: Plans offered online to individuals) are not considered acceptable alternate insurance and will not be accepted. II. Waiver Criteria: Alternate health insurance plans must offer coverage that is comparable to or greater than the following criteria: 1. Coverage dates must include the entire coverage period you are waiving; 2. Medical benefits of at least $50,000 in US dollars for each accident or sickness; 3. Policy must have an annual deductible of no more than U.S. $500 (A Health Care Spending account is not acceptable as an alternative); 4. Covered benefits paid at a minimum of 75%; 5. Repatriation of Mortal Remains of at least $7,500 in US dollars and Medical Evacuation of at least $10,000 in US dollars. (A nominal charge will be added to your student account for Repatriation and Medical Evacuation benefits if they are not included in an otherwise acceptable policy); and 6. Policy should not exclude or unreasonably limit coverage for activities essential for students (such as a $10,000 limit on motor vehicle accidents; a 13 week benefit period).
Thank you for contacting Insubuy for your insurance needs.
There is a plan called ExchangeGuard that will work for your and meet your Universities requirements for coverage.
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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