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Ask Our Specialists
Hi, I am an international graduate student at the University of Texas Rio Grande Valley. I am looking to get an affordable health insurance plan covering from August 01, 2019 to December 31, 2019. Here is my university requirement for health insurance: Insurance Requirements: - Provides the Essential Minimum Benefits required by the PPACA with no annual limits. - Contains no exclusions for pre-existing conditions. - Covers 100% of Preventive Care as defined by the PPACA. - imposes a deductible that does not exceed $500 per year (this includes employer plans). - imposes no provisions for co-insurance that exceed 25% of the covered benefits per accident or illness. - Is underwritten by an insurance carrier that meets the requirement of 22 CFR 62.14(d)(1) or offered or underwritten by a federally qualified HMO or competitive Medical Plan as determined by the US Department of Health and Human Services. - Proof of Repatriation expenses in the amount of no less than $25,000. - Proof of expenses associated with the medical evacuation of the insured to the insured's home country of no less than $50,000. - Travel Plans will not be accepted - The insurance coverage must be in effect on or before 1/1/2019
Unfortunately, there are no plans available which will meet your requirements as you require an Affordable Care Act Compliant plan. We would recommend purchasing from your University directly.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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You cannot find a lower price anywhere for the same product.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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