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Ask Our Specialists
You said the Global Medical Insurance plans were not renewable/extendable; however, I just read their brochure, which says it may be renewed under the Renewal of Coverage section: https://www.insubuy.com/global-medical-insurance/international-health-insurance/ If this is renewable, then claims from the previous policy period would not be considered pre-existing conditions during the new policy period, yes?
You are correct the GMI plan is in a sense renewable as this is considered a long-term plans that is purchased as an annual coverage.
As this is an continuous plan anything covered under the first annual year of coverage would not be considered a pre-existing condition under year 2 as it was a covered expense and may require continuous treatment.
If you have any additional questions please contact or office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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