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Ask Our Specialists
I am a fifth year PhD student at the Johns Hopkins University (Baltimore, USA) and I live and work in the UK. I am due to defend my doctoral dissertation in October and I will have to go back to Baltimore for no more than a week at some point between Monday, October 17th and Friday, October 28th. My University requires me to have an appropriate health insurance for the entire duration of my stay in the US. Such coverage has to comply with all the following criteria: 1. Covers each illness/injury to a life time maximum of at least U.S. $1,000,000.00. 2. Provides some coverage for prescription medications. 3. Allows you to visit U.S.Doctors. 4. Provides UNLIMITED evacuation/repatriation benefits. 5. Provides coverage for mental health illness. 6. Must be underwritten by an insurance corporation having an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-" or above, a Standard and Poor's Claims-paying Ability rating of "A" or above, A Weiss Research, Inc. rating of B+ or above. 7. May not be a policy that requires you to pay for all medical expenses in advance and then reimburses you for these expenses. 8. Must have a U.S. contact address and telephone number. 9.The key policy criteria above must be available in English for review. Do you offer a coverage that may meet all these criteria either for a period of two weeks (17-28 of October) or for the entire month of October?
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Unfortunately, we don't have any plan that meets all of your school requirements.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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