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J2 visitor insurance needed I am french, and I will go to USA from October 2016 for work. I am looking for an insurance for the 90 first days I will be in USA, from October 25th. The insurance must follow these requirements: "- Underwritter is rated ,or less than A- by Best, ISI, or Fitch Ratings, Inc. or AA by S&P or B+ by Weiss, or A3 by Moody's Investor Services, OR - Policy is an unemployee group plan or HMO, OR - Policy is backed by the full faith and credit of the government of your home government. - Policy offers medical benefits of at least $100,000 per accident or illness (not per policy period). - Co-payment is 25 percent or less. - Deductible is $500 or less per accident or illness. - The policy does not unreasonably exclude perils inherent to the visitor's program in the U.S. - Medical evacuation to home country is provided in the amount of $50,000 or greater. - Repatriation coverage is $25,000 or greater." Could you please send me an offer for the policy covers that correspond with these requirements?
Thank you for contacting Insubuy for you insurance needs. Based on the requirements below there are many plans which would fit your needs, but to narrow down our options we will need more information. Can you please state your age, state in which you will primarily visit, and your visit status?
I will be 29 years old on July, 31st 2016. I will go to Florida where I will have a postdoctoral position which start on November 1st 2016. I will go to Florida a few days before this starting date.
Thank you for sending the requested information. We would recommend the Patriot Exchange Program, or the Atlas America Plan. Either plan would meet the below requirements, and cover you here in the U.S. You may review the plan options by using the links provided below. You may purchase online or over the phone by contacting our office at (866) 467-8289. If you have any additional questions please let us know. Atlas America: /atlasamerica-insurance/ Patriot Exchange Program: /patriot-exchange-program-insurance/ J1 Visa Insurance: /j1-visa-medical-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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