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I am from India, a J1 visa holder. Here are the details. State - PA Insurance requirements - For international students and their accompanying dependents, a comparable health insurance plan will: 1. US Carrier or entity approved to do business in the USA and ACA compliant; 2. 100% preventive care and contraceptive coverage (Preventive examinations, immunizations and screening tests, as required by the ACA and the State of Pennsylvania for Student Health Insurance Plans); 3. Coverage for both accident and sickness; 4. Coverage for pre-existing conditions with no waiting period; 5. Deductible no greater than $500; 6. Coverage for all essential benefits without a limitation; 7. Pregnancy as any other illness or injury; 8. Unlimited annual benefits; 9. Inpatient and outpatient mental health/substance abuse as any other condition; 10. No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide; 11. Prescription drug coverage with unlimited annual benefits; 12. Worldwide coverage; 13. $3,000 In-Network out-of-pocket maximum; 14. $15,000/$30,000 Out-of-Network out-of-pocket maximum; 15. OR U.S. employer sponsored health insurance in place of standards 1-14; 16. And Medical evacuation ($100,000/Repatriation ($50,000) limits. Please send quote.
Thank you for your interest in purchasing insurance through us.
Unfortunately, we don't have any ACA compliant insurance that will meet all of your school requirements.
You have to purchase insurance from your school.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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Most schools require international students to purchase health insurance.
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