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Question:

I am a J1 visa holder at Wichita State University. We need insurance for myself J1 and for my wife J2 visa holder she is also a student at same university. I was wondering which insurance policies that you offer in your website meets the following criteria required by my school besides the J1 and J2 requirements by US laws. The requirements listed in WSU website Student Health Insurance plans must meet all the following requirements to be compliant with the U.S. Affordable Care Act ACA 1. Unlimited Plan Maximum benefit 2. 500.00 maximum deductible 3. 100% in-network coverage for preventive care 4. 100% in-network coverage for Womens Preventive Services including contraception 5. No preexisting condition limits 6. Coverage for Essential Benefits a. Ambulatory patient services b. Emergency services c. Hospitalization d. Maternity and newborn care e. Mental health and substance use disorder benefits including behavioral health treatment f. Prescription drugs g. Rehabilitative and rehabilitative services and devices h. Laboratory services i. Preventive and wellness services and chronic disease management j. No day or annual dollar limit on Essential Benefits Other Requirements 7. Minimum of 70% coinsurance payable by the insurance plan to network providers. Emergency urgent care only is not accepted. 8. Plan documents in English currency amounts converted to U.S. dollars insurance company contact phone number in the U.S. 9. Insurer has a base of operations in the U.S. or has a U.S. based claims payer. 10. A minimum of 25,000 for repatriation and 50,000 for medical evacuation.

Answer:

Unfortunately We do not have any insurance that meet your school requirements. It is recommended that you purchase insurance from your sponsoring organization.

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