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Question:

I am an international student from Nigeria studying in the USA and I was looking at your plans online and got really interested. Can you kindly send me the policies for the following plans: 1. Patriot Exchange Program 2. Atlas Exchange - Choice and 3. Atlas Exchange - Essential Do all these plans has Emergency Medical Evacuation and Repatriation of Remains? Can I start the policy as soon as possible even though I have only been in the USA for 2 months now?

Answer:

Before we send any plan information would like to know which state do you need coverage, your age and how long do you need coverage?

Patriot Exchange plan you will need to do paper application for Nigerian Citizen.

ExchangeGuard you can do it online. 

Both plan meets standard J1 visa requirements. It covers evacuation and repatriation. Insurance will pay for any new sickness, injuries or accidents that may occur after the eff. date of the policy. Insurance will not pay for any pre-existing or preventive care. Insurance can start as early as tomorrow or any future date that you specify.

Please feel free to contact us if you have any further questions.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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