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I need the insurance plan that meets these requirements; Criteria to waive the health insurance requirement Please be advised all health plans will be reviewed by the University insurance broker to ensure the plan meets USF requirements. - Policy must be in English - Health plan must be provided by a U.S based insurance company, with a U.S claims payment office and phone number - Policy must include accident and medical coverage (include illness/preventive care, prescription, no limit on hospital stay/emergency room except for the co-insurance and deductible) - Health plan must offer unlimited policy year benefit maximum - Deductible no greater than $200 dollars - Medical evacuation minimum of $10,000 in coverage - Repatriation minimum of $7,500 in coverage - Pre-existing conditions must be covered - Health plan must have an annual out of pocket maximum of $6,350(individual)/$12,700(family) or less - Includes provision for co-insurance that does not exceed 20% - Coverage cannot exclude benefits for perils inherent to the activities of the program in which the visitor participates - Plan must cover hospital stay for all medical, surgical and mental health/substance abuse conditions without limitations As USF recommend me to use ISO insurance plan for international student, but the rule of ISO is that i have to purchase for the 5 months plan and for the total it costs $800 almost $900 for the age of 25 and it doesn't make sense for me to pay that much because ill be here for only 2 months. Please suggest me with your insurance plan for international J1 visa student(from 13 June 2017-11 Aug 2017 (2 months).