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Ask Our Specialists
Would you be able to recommend me a couple insurance policies with low deductibles that match the criteria of my school in the US (MSU)? The dates are the 21st of August to the 15th of December 2017, and I'm 19, female, non-smoker, with golfer's elbow as my previous medical history. I'm all only looking to purchase cover for myself. Here are the school's criteria: - Does your plan cover at least a minimum of $500,000 per condition without time limitation? - Does your plan have a policy year deductible of $500 or less per individual? - Does your plan cover inpatient and outpatient medical services (Including labs and x-rays)? - Does your plan cover inpatient and outpatient mental health services? - Does your plan cover prescriptions up to a minimum of $500,000? - Does your plan have a maximum out of pocket limit of $2000 per individual and $4000 per family? - Does your plan provide coverage worldwide? - Does your plan have $50,000 or more provision for medical evacuation to the international student's home country? - Does your plan have $25,000 or more provision for repatriation (removal of remains after death) to the international student's home country? - Does your plan provide coverage for the waiver period requested?
The only way to meet the requirements as listed is to purchase the plan from your school. There is no plan available on the market that will meet all of the requirements.
If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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