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Question:

Hey I am Michal from Europe, having J-1 visa, in two weeks coming to USA,MINESOTTA. For 10 weeks period, I am looking for insurance which will cover corona difficulties such a hospitality or when I get affected insurance will take care of everything... is that possible ?

Answer:

Hello Michal,

Thank you for contacting Insubuy for your insurance needs. The plans available on the market will cover the new illnesses and injuries that manifest after the effective date of the plan. The ExchangeGuard and Student Secure plans have no exclusion related to COVID-19, meaning if it were to manifest after the effective date it would treated as any other eligible expense. Do you keep in mind that if you have any additional requirements other than what is standard for the J1 visa that we can also look at other options, but based of the request for a plan with COVID coverage these are the recommended plans.

You may read more about the plans with COVID-19 coverage here.

Should you wish to view other options and get quotes, you may do so in the J1/J2 Visa Exchange Visitor Insurance section.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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