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Ask Our Specialists
I am looking for the health insurance which has these minimum requirements. I am going on a J1 visa to Rice University in Houston as a short term scholar from June 25th to August 5th. Could you orient me as to which one is best for me? - Medical benefits of at least $100,000 for each accident or illness (a higher benefit is better) - Medical evacuation in the amount of $50,000, should you need to be sent home on the advice of a doctor - Repatriation of remains in the amount of $25,000, should you die while in the U.S. - Coverage must include the semester for which you are at Rice University - Maximum deductible of $500 per condition per plan year - A pre-existing "wait period" limitation of no more than six months - The policy must be backed by the full faith and credit of home country government (for those covered by their home country's national insurance plan), or the company providing the insurance must meet minimum rating requirements established by the U.S. government (an A.M. Best rating of "A-" or above, an Insurance Solvency International, Ltd. (ISI) rating of "A-i" or above, a Standard & Pool's Claims-paying Ability rating of "A-" or above, or a Research, Inc. rating of B+ or above). - Policy must be in English
The Atlas Exchange 6 month pre-ex plan will be a plan that you can purchase to meet your Universities requirements.
Please use the link listed for more information about the plan and to generate a quote for coverage.
Feel free to contact our office if you need any additional assistance.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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