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Ask Our Specialists
I am on J-1 visa as a visiting scholar. I have to answer few questions 1. does your insurance provide lifetime/per occurrence miximums no less than $ 100000 2. does your insurance have a deductible of no more than $ 500 per accident or illness? 3. do you have co-insurance of at least 75% of covered medical expenses? 4. does your insurance provide $ 50000 for medical evacuation to your home country? 5. does your insurance provide $ 25000 for repatriation of remains? I have brought one insurance policy from Sri Lanka and it covers $50000 and only $ 4000 in item 5. What is your solution to this?
We offer plans that will meet the requirements as listed. The plans in our J1/J2 section of our website are specifically created to meet at the minimum the state department of insurance requirements and then several more that exceed those requirements.
We have several Atlas series plans that will meet the requirements you have listed and you can review the plan information by clicking on the links provided below.
If you have additional questions please feel free to contact our office.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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