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The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
Speak to a licensed and experienced insurance agent in the United States.
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
For persons traveling outside of their Home Country.
5 Days to 364 Days
VisitorSecure is a budget-friendly insurance plan when you have relatives visiting the United States or for travel abroad. VisitorSecure provides coverage while traveling to the U.S. and internationally.
Whether you are looking for coverage for yourself, one individual or a group of friends or family members, VisitorSecure may have the features you need. Each plan includes coverage for medical expenses, emergency medical evacuation, and common carrier accidental death and dismemberment. In addition, the plan offers a choice of deductibles and coverage options to help the plan meet almost any budget.
Traditional domestic plans are available to permanent residents of the U.S., but family and friends who visit these individuals often need health insurance that provides coverage while they are in the U.S. VisitorSecure provides international visitors with inpatient and outpatient hospital benefits for eligible medical expenses, valuable emergency travel benefits, and travel assistance services in case the unexpected occurs abroad.
You may access the online quoting and purchasing system.
WorldTrips, headquartered in the United States in Indianapolis, Indiana, is a full-service company offering international medical insurance designed to meet needs of consumers worldwide.
You may file a claim by submitting a Claimant's Statement and Authorization form. This form may be found online. Complete the form, attach all itemized invoices and payment receipts, and send them to the address shown on the Claimant's Statement and Authorization form.
The description of coverage in these pages is for informational purposes only. Actual coverage will vary based on the terms and conditions of the policy issued. The information described herein does not amend or otherwise affect the terms and conditions of any insurance policy issued by WorldTrips or its affiliates. In the event that a policy is inconsistent with the information described herein, the language of the policy will take precedence.
Deductible | Plan A | Plan B | Plan C | Plan D |
---|---|---|---|---|
Ages 14 Days - 59 Years | $0, $50, or $100 | |||
Ages 60 - 69 | $0, $50, or $100 | N/A | ||
Ages 70 - 79 | $100 or $200 | N/A | ||
Ages 80 & Above | $100 or $200 | N/A | ||
Overall Policy Maximum | ||||
Ages 14 Days - 59 Years | $50,000 | $75,000 | $100,000 | $130,000 | Ages 60 - 69 | $50,000 | $75,000 | $100,000 | N/A |
Ages 70 - 79 | $50,000 | $75,000 | N/A | N/A |
Ages 80 & Above | $10,000 | N/A | N/A | N/A |
Inpatient Treatment | ||||
Hospital Rroom & Board, Including Miscellaneous | $1,450 per day, maximum 30 days | $1,725 per day, maximum 30 days | $2,000 per day, maximum 30 days | $2,585 per day, maximum 30 days |
Intensive Care Unit, Including Miscellaneous | $2,200 per day, maximum 8 days | $2,600 per day, maximum 8 days | $3,000 per day, maximum 8 days | $3,800 per day, maximum 8 days |
Surgery | $3,600 per session | $4,800 per session | $6,000 per session | $7,800 per session |
Consultant Physician | $450 maximum | $475 maximum | $500 maximum | $650 maximum |
Private Duty Nurse | $550 maximum | $550 maximum | $550 maximum | $700 maximum |
Physician Visits | $60 maximum per visit, 30 visits maximum | $75 maximum per visit, 30 visits maximum | $90 maximum per visit, 30 visits maximum | $115 maximum per visit, 30 visits maximum |
Outpatient Treatment | ||||
Surgery | $3,300 per session | $4,400 per session | $5,500 per session | $7,150 per session |
Outpatient Surgical Facility | $1,100 maximum | $1,150 maximum | $1,200 maximum | $1,500 maximum |
Pre-Admission Testing | $1,100 maximum | $1,100 maximum | $1,100 maximum | $1,450 maximum |
Diagnostic X-Rays & Labs | $500 maximum, plus $400 for one CAT Scan, MRI or PET | $550 maximum, plus $450 for one CAT Scan, MRI or PET | $600 maximum, plus $500 for one CAT Scan, MRI or PET | $750 maximum, plus $650 for one CAT Scan, MRI or PET |
Emergency room (All Expenses Incurred Therein) | $375 maximum | $485 maximum | $600 maximum | $785 maximum |
Observation Room Services | $355 maximum | $465 maximum | $575 maximum | $750 maximum |
Outpatient Prescription Drugs | $150 maximum | $200 maximum | $250 maximum | $300 maximum |
Office Visits, Including Urgent Care | $70 allowable per visit, 10 visits max. | $85 allowable per visit, 10 visits max. | $100 allowable per visit, 10 visits max. | $130 allowable per visit, 10 visits max. |
Miscellaneous Inpatient & Outpatient Treatment | ||||
Anesthesiologist | $825 | $1,110 | $1,375 | $1,775 |
Assistant Surgeon | $825 | $1,110 | $1,375 | $1,775 |
Local Ambulance | $500 maximum | |||
Dental Accident | $550 maximum | |||
Physical Therapy | $40 maximum per visit, 1 visit per day, maximum 12 visits | |||
Mental & Nervous Disorder & Substance Abuse | Same as any illness | |||
Durable Medical Equipment | $1,100 maximum | $1,200 maximum | $1,300 maximum | $1,700 maximum |
*Acute onset of **pre-existing condition (only available to members under age 70) | $50,000 lifetime maximum for eligible expenses | $75,000 lifetime maximum for eligible expenses | $100,000 lifetime maximum for eligible expenses | |
$25,000 lifetime maximum for emergency medical evacuation | ||||
Other Benefits (not subject to deductible or overall policy maximum) | ||||
Emergency Medical Evacuation | $50,000 lifetime maximum, except as provided under *acute onset of **pre-existing condition. Available only to members under age 70. | |||
Repatriation of Remains | $25,000 per member | |||
Local Burial & Cremation | $5,000 per member | |||
Common Carrier Accidental Death & Dismemberment | $25,000 lifetime maximum principal sum per member Death or loss of two limbs - principal sum Loss of one limb - one-half the principal sum | |||
Emergency Quarantine Indemnity – COVID-19 (must have a minimum of 30 days of coverage) (only available outside your home country) | $50 a day for up to 10 days Proof of quarantine mandated by a physician or governmental authority required. Quarantine must be due to you testing positive for COVID-19/SARS-CoV2 or you being symptomatic and waiting on diagnostic test results. |
All eligible expenses are subject to deductible, overall policy maximum, and are per injury or illness unless specifically indicated otherwise.
*The acute onset of a pre-existing condition is a sudden and unexpected outbreak or recurrence of a pre-existing condition which occurs spontaneously and without advance warning, either in the form of physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence. Chronic and congenital conditions, or complications or consequences of a chronic or congenital condition, or conditions that gradually become worse over time are excluded from coverage.
**A pre-existing condition is any condition:
MyAccount is an online account management and resource tool available to:
Log In to MyAccount here.
If you prefer to speak to a professional service representative, contact us by calling toll-free from various countries. We can provide service in different languages.
VisitorSecure includes valuable travel and medical assistance services, which are available globally through our customer service representatives.
Consultations with attending medical professionals during hospitalization and establishment of a single point-of-contact for family members to receive ongoing updates regarding medical status.
Contact information for Western-style medical facilities, medical and dental practices, and pharmacies in the destination country.
Assistance with obtaining replacement passports, birth certificates, visas, airline tickets, and other travel-related documents.
Tracking service to assist in locating luggage or other items lost in transit.
* For a complete list of available assistance services or for more information, please contact us. Travel and Medical Assistance Services are not insurance benefits. Any travel or medical assistance service provided is not a guarantee of any insurance benefit.
$0 Deductible per Injury or Illness | ||||
Maximum Limit | PLAN A $50,000 | PLAN B $75,000 | PLAN C $100,000 | PLAN D $130,000 |
Age | Daily | Daily | Daily | Daily |
14 Days to 17 Yrs | $1.20 | $1.49 | $1.77 | $2.81 |
18 to 29 | $1.20 | $1.49 | $1.71 | $2.22 |
30 to 39 | $1.35 | $1.60 | $1.82 | $2.39 |
40 to 49 | $1.40 | $1.72 | $1.90 | $2.55 |
50 to 59 | $1.93 | $2.27 | $2.65 | $3.41 |
60 to 69 | $2.29 | $2.62 | $2.98 | - |
Dependent Child** | $1.10 | $1.33 | $1.56 | $2.68 |
$50 Deductible per Injury or Illness | ||||
Maximum Limit | PLAN A $50,000 | PLAN B $75,000 | PLAN C $100,000 | PLAN D $130,000 |
Age | Daily | Daily | Daily | Daily |
14 Days to 17 Yrs | $1.02 | $1.24 | $1.45 | $2.32 |
18 to 29 | $1.02 | $1.24 | $1.41 | $1.83 |
30 to 39 | $1.13 | $1.33 | $1.52 | $1.97 |
40 to 49 | $1.19 | $1.41 | $1.60 | $2.09 |
50 to 59 | $1.65 | $1.93 | $2.21 | $2.86 |
60 to 69 | $1.89 | $2.19 | $2.51 | - |
Dependent Child** | $0.92 | $1.12 | $1.31 | $2.21 |
$100 Deductible per Injury or Illness | ||||
Maximum Limit | PLAN A $50,000 | PLAN B $75,000 | PLAN C $100,000 | PLAN D $130,000 |
Age | Daily | Daily | Daily | Daily |
14 Days to 17 Yrs | $0.92 | $1.13 | $1.34 | $2.17 |
18 to 29 | $0.92 | $1.12 | $1.31 | $1.71 |
30 to 39 | $1.03 | $1.23 | $1.42 | $1.79 |
40 to 49 | $1.08 | $1.30 | $1.50 | $1.98 |
50 to 59 | $1.50 | $1.84 | $2.07 | $2.76 |
60 to 69 | $1.74 | $2.08 | $2.40 | - |
70 to 79 | $3.05 | $4.42 | - | - |
80+ ($10k Limit) | $7.02 | - | - | - |
Dependent Child** | $0.81 | $1.01 | $1.20 | $2.07 |
$200 Deductible per Injury or Illness | ||
Maximum Limit | PLAN A* $50,000* | PLAN B $75,000 |
Age | Daily | Daily |
70 to 79 | $2.71 | $3.69 |
80+* ($10k limit) | $5.86 | - |
These VisitorSecure rates are effective 07/15/2020 and subject to change.
* $10,000 Maximum Limit for age 80 and over
** Dependent Child rate (14 days through 17 years) is applicable when at least one parent will also be covered by VisitorSecure
Toll Free:
+1 (866) INSUBUY
Phone:
+1 (972) 985-4400
Fax:
+1 (972) 767-4470
Website:
www.insubuy.com
Patient Protection and Affordable Care Act ("PPACA"): This insurance is not subject to, and does not provide certain insurance benefits required by the United States' Patient Protection and Affordable Care Act ("PPACA"). PPACA requires certain US citizens or US residents to obtain PPACA compliant health insurance, or "minimum essential coverage". PPACA also requires certain employers to offer PPACA compliant insurance coverage to their employees. Tax penalties may be imposed on U.S. residents or citizens who do not maintain minimum essential coverage, and on certain employers who do not offer PPACA compliant insurance coverage to their employees. In some cases, certain individuals may be deemed to have minimum essential coverage under PPACA even if their insurance coverage does not provide all of the benefits required by PPACA. You should consult your attorney or tax professional to determine whether this policy meets any obligations you may have under PPACA.
VisitorSecure is underwritten by Lloyd's. WorldTrips is a service company and a member of the Tokio Marine HCC group of companies. WorldTrips has authority to enter into contracts of insurance on behalf of the Lloyd's underwriting members of Lloyd's Syndicate 4141, which is managed by HCC Underwriting Agency Ltd.
Version:
KHE2FFFYH6SP-971744701-224
04/15/2021
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