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International Student Medical Insurance

Western Michigan University International Student Insurance

General Information

Western Michigan University at Kalamazoo focuses on preparing its students for a bright future and rewarding careers. The university is among the more affordable 4-year universities in the U.S. The university lays emphasis on active, lively student life and offers student organizations, recreational activities, and clubs to ensure students’ access to physical and mental stimulation. 

The university’s College of Aviation has been ranked as one of the finest in the world. It has almost 98% success in placing its students.

Other popular academic courses that the university offers are business, management, marketing, and related support services, engineering and health professions and related programs. 

Western Michigan University Academic and Research Opportunities

Western Michigan University offers students undergraduate degrees as well as graduate degrees.

 The university has the following colleges to which students can apply:

  • College of Arts and Sciences 
  • College of Aviation
  • Haworth College of Business
  • College of Education and Human Development
  • College of Engineering and Applied Sciences 
  • College of Fine Arts 
  • College of Health and Human Services 
  • Lee Honours College 
  • Graduate College 
  • Thomas M. Cooley Law College 
  • Homer Stryker M.D. School of Medicine

These colleges together offer a wide variety of courses, ranging from accounting, art history, chemical engineering, food service operations, and sustainability to tourism and travel. 

The university’s Office of Research and Innovation helps students interested in pursuing research alongside academics. Till 2018-19, a total of 356 proposals have been submitted and $37.7 million in external grants have been received.  The university extends its expert assistance to students, faculty, and staff in their research pursuits. 

Health Risks for Western Michigan University International Students and Exchange Visitors

The Kalamazoo campus of Western Michigan University is a safe and secure area. Kalamazoo is one of the best places to live in Michigan. Although tornadoes are a rare phenomenon, Kalamazoo is known for its harsh snowstorms, which can go on through April. 

Western Michigan University takes exceptional care that rainwater and water accumulating from melting snow flow right into the storm drain system. The university has ensured that its 18-mile-long underground plumbing lines drain out the excess water directly into Arcadia Creek before it flows into the Kalamazoo River. 

The Kalamazoo River, which is essential for the development of the county, was witness to one of the worst oil spills in inland waterways in the U.S. in 2010. While the river reopened for recreation in 2012, researchers are still there to ascertain whether the river has been completely cleaned of the spilled oil. 

Cover Your Risks with the Best Health Insurance for Western Michigan University

An insurance policy is compulsory for international students and exchange visitors on the following visas: F1, F2, J1, and J2. Western Michigan University mandates that all international students and exchange visitors have health insurance coverage from the first day of attending classes.

Both visa types must meet insurance requirements set by the university and/or the U.S. Department of State. See the J Visa Insurance requirements here

Students are expected to email their health insurance documents to the university office within the first week of the commencement of classes. Students are also expected to purchase health insurance well in advance, using their date of arrival into the U.S. as the start date of the policy. 

Without adequate health insurance, the health care costs can get expensive for students. Students must, therefore, choose a policy that will meet their specific requirements. While it is advisable to purchase health insurance for at least the academic year, it is mandatory to have coverage for the entire duration of study in the U.S.

International Student Health Insurance for Western Michigan University - FAQs

Do international students and exchange visitors need health insurance before joining Western Michigan University?

Yes, both international students and exchange visitors are required to have adequate health insurance. It is mandatory for international students and exchange visitors at Western Michigan University to have health insurance before they start classes. All students on an F1/F2 or J1/ J2 visa are mandated to have health insurance.  

What’s the need for Western Michigan University health insurance for international students and exchange visitors?

Healthcare in the U.S. can be quite a financial burden without the right health insurance plan. Health problems can come as an unexpected sickness or injury from an accident, and they usually happen unannounced and all of a sudden – that’s not something you can plan for – so having adequate health insurance will give you peace of mind while you’re in the U.S. 

How to find the best health insurance for Western Michigan University?

The only way to find the best health insurance for international students at WMU Kalamazoo is to understand the requirements you need to meet, compare the insurance plans that meet those requirements and decide which plan is the best for you and any dependents that have travelled with you. 

By doing this, you are making an informed decision – the best kind. Make sure to weigh your options before selecting the plan which you think is the best suited for your needs. While you may be tempted to go for the cheapest medical insurance for international students in the U.S., ensure that the policy covers all your requirements. 

If you have questions about anything, contact our professionals for assistance. We can make sure you choose the best plan.

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Western Michigan University International Student Insurance Requirements

Western Michigan University Kalamazoo requires J-1 Exchange Visitors and their J-2 dependents to purchase adequate health insurance that covers the full duration of the Exchange Visitor program and that meets the minimum requirements set by the U.S. Department of State. 

Any international students not on a J visa must have health insurance that meets these same requirements. Additionally, their plan must provide coverage for: 

  • Inpatient and outpatient medical services for hospitalization, emergency room, urgent care, maternity, physical therapy, and mental health services
  • Prescription medication coverage
  • A waiting period for pre-existing conditions no longer than 6 months

Please contact our office with any questions or for additional information. This information is subject to change based on a health insurance waiver or a compliance form.

J Visa Insurance Plans

Patriot Exchange Program

Student Health Advantage Standard

Student Health Advantage Platinum

Study USA - Healthcare Standard

Study USA - Healthcare Preferred

Study USA - Healthcare Platinum

Patriot America Platinum

F Visa Insurance Plans

Student Health Advantage Platinum

Study USA - Healthcare Platinum

DISCLAIMER: The school requirements are accurate as of the time of analysis. It is possible that the school requirements have changed since they were reviewed and matched with insurance plans meeting the requirements. It is your responsibility to ensure that the latest requirements are still met by the insurance product you purchase. We are not affiliated with the schools listed here and these insurance plans are not endorsed by your school.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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