StudentSecure Smart Insurance

Student Secure Smart Insurance Plan

StudentSecure Smart Insurance

Student Secure Smart insurance plan is a low-cost insurance for budget-conscious international students and exchange visitors in the US. International students on an F-1 visa and exchange visitors on a J-1 visa can purchase Student Secure Smart insurance.

StudentSecure Smart insurance will cover any new medical conditions, such as sicknesses or accidents that may occur after the insurance effective date of the insurance plan. StudentSecure Smart insurance meets the requirements of many US schools, as well as being affordable.

After you purchase Student Secure Smart insurance, please fill your school's insurance waiver form and send it to us. We will make sure that the rest of the form has been completed and signed, then send it back to you so that you can submit to your school and be compliant with their requirements.

Student Secure Smart insurance has the following benefits:

Overall Policy Maximum


It includes coverage for hospital room and board, ICU, outpatient treatment including prescription drugs, mental health disorders, and more.


$50/incident within PPO network, outside the US, or at the student health center. Otherwise, $100/incident.


After you pay the deductible, it pays 80% to policy maximum.

Local Ambulance

$300/incident if hospitalized as inpatient

Emergency Medical Evacuation


Repatriation of Remains


StudentSecure® Smart

Underwriter: Lloyd's

Coverage Availability 1 Month to 4 Years


Within PPO network: After copayments, plan pays 80% up to $100,000, then 100% up to the policy maximum.
Outside PPO network: Pays Usual, Reasonable, and Customary to policy maximum.
Outside US: After copayments, plan pays 100% to policy maximum.

Direct Billing

  • $50,000
  • $25,000
  • Included

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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