Safe Travels Multinational Trip Protection Highlights
- Trip protection for trip cancellation, trip interruption, emergency medical and post-departure travel coverage
- Non-US citizens, up to 79 years old, traveling outisde their home country but not to the United States
- Pre-Existing medical condition waiver available
- Up to $1,000,000 in Primary emergency medical coverage available
- Political Evacuation coverage included
| Benefits of Coverage | |
|---|---|
| Trip Cancellation | 100% of Trip Cost ($25,000 max.) |
| Trip Interruption | 150% of Trip Cost ($37,500 max.) |
| Missed Connection | $1,000 (12 hours or more) |
| Trip Delay | $1,000 ($100/day) (12 hours or more) |
| Baggage & Personal Effects | $1,000 |
| Emergency Accident & Sickness Medical Expense | $50,000 |
| Emergency Medical Evacuation & Repatriation | $2,000,000 |
| 24-Hour AD&D | $10,000 or $25,000 (age dependent) |
| Worldwide Travel Assistance | Included |
| Pre-Existing Medical Condition Exclusion Waiver | Included |
| Optional Upgrades | |
|---|---|
| Emergency Accident & Sickness Medical Expense | $100,000, $250,000, $500,000 or $1,000,000 |
| 24-Hour AD&D | $50,000, $100,000, $250,000 or $500,000 |
| Athletic Sports Coverage | Optional- Some Sports Covered Refer to Optional Upgrades |
| Home Country/ Follow Me Home | $50,000 |
Athletic Sports Coverage
Provides coverage for injuries incurred during amateur, Club, Intramural, Interscholastic, Intercollegiate activities such as archery, tennis, swimming, cross country, track, volleyball golf, ballet, basketball, cheerleading, equestrian, fencing, field hockey, football (no division 1), gymnastics, hockey, karate, lacrosse, polo, rowing, rugby and soccer. Any athletic sport not listed is excluded from this policy unless the activity is noncontact and engaged in by you solely for leisure, recreation, entertainment, or fitness purposes only.
Home Country/ Follow Me Home
Provides coverage for injury or sickness that occurs during an incidental trip to back to your home country or for covered expenses incurred in your home country for conditions first diagnosed outside your home country and treated during your policy period. You must purchase 30 days of coverage to add this benefit.
Pre-existing Medical Condition Exclusion Waiver
Exclusion is waived if coverage is purchased no later than 30 days after the final trip payment.
Additional Descriptions
For additional descriptions of benefits see Your Guide to Understanding Plan Coverage Descriptions.
Rates
| Trip Cost Bands | 0-34 | 35-59 | 60-69 | 70-74 | 75-79 |
|---|---|---|---|---|---|
| $1 - $250 | $15 | $20 | $29 | $38 | $45 |
| $251 - $500 | $21 | $28 | $41 | $53 | $62 |
| $501 - $750 | $29 | $39 | $57 | $74 | $87 |
| $751 - $1,000 | $38 | $50 | $73 | $96 | $113 |
| $1,001 - $1,500 | $49 | $65 | $95 | $124 | $147 |
| $1,501 - $2,000 | $64 | $85 | $124 | $161 | $191 |
| $2,001 - $2,500 | $83 | $111 | $161 | $210 | $249 |
| $2,501 - $3,000 | $108 | $144 | $208 | $272 | $323 |
| $3,001 - $3,500 | $119 | $159 | $229 | $299 | $355 |
| $3,501 - $4,000 | $131 | $174 | $252 | $330 | $390 |
| $4,001 - $4,500 | $144 | $191 | $277 | $362 | $429 |
| $4,501 - $5,000 | $159 | $211 | $305 | $399 | $473 |
| $5,001 - $5,500 | $171 | $226 | $328 | $428 | $508 |
| $5,501 - $6,000 | $184 | $243 | $352 | $461 | $546 |
| $6,001 - $6,500 | $197 | $262 | $379 | $495 | $587 |
| $6,501 - $7,000 | $212 | $281 | $407 | $532 | $631 |
| $7,001 - $7,500 | $227 | $303 | $438 | $572 | $679 |
| $7,501 - $8,000 | $239 | $318 | $460 | $601 | $712 |
| $8,001 - $8,500 | $251 | $334 | $483 | $631 | $748 |
| $8,501 - $9,000 | $263 | $350 | $506 | $662 | $785 |
| $9,001 - $9,500 | $276 | $368 | $532 | $696 | $824 |
| $9,501 - $10,000 | $290 | $386 | $558 | $731 | $865 |
| $10,001 - $10,500 | $305 | $406 | $587 | $767 | $908 |
Optional Upgrades
24-Hour AD&D:
- $50,000 - $0.25 per day - All Ages
- $100,000 - $0.50 per day- Ages 19-79
- $250,000 - $1.75 per day - Ages 19-69
- $500,000 - $4.00 per day - Ages 19-69
Home Country/ Follow Me Home:
1.10 x the daily base plan rate
Athletic Sports Coverage:
1.20 x the daily base plan rate + monthly Sports Class rate
- Class 1 Sports: Rate $0 per month
Archery, Tennis, Swimming, Cross Country, Track, Volleyball & Golf - Class 2 Sports: Rate $26 per month
Ballet, Basketball, Cheerleading, Equestrian, Fencing, Field Hockey, Football (no division 1), Gymnastics, Hockey, Karate, Lacrosse, Polo, Rowing, Rugby & Soccer
10-Day Free Look
If you are not satisfied within 10 days of purchasing this plan, Trawick International will refund your premium cost if you have not departed on your trip or filed a claim.
Travel Assistance Services
24-hour travel assistance services are provided by On Call International.
Other Details
- Plan rates listed are for $50,000 medical expense benefit.
- For medical expense benefits between $100,000 and $1,000,000, trip cost over $10,500 or trips between 31-180 days please call us.
- Plan is available for purchase 15 months in advance of departure.
- Plan rates are per person and based on age of traveler at the time of enrollment.
- Rates are subject to change prior to enrollment.
- Trip length 5 - 180 days.
Benefits listed are per person and describe all of the travel insurance benefits, underwritten by GBG Insurance Limited. There are certain restrictions, exclusions and limitations that apply to all services and coverages. Plan benefits, limits, and provisions may vary by state. To review full plan details online, see the Certificate Wording. You will receive a Certificate of Insurance depending on your country of residence and description of 24-hour emergency assistance services which describes the benefits and limitations in detail.
Administrator
Trawick International Inc.Post Office Box 2284
Fairhope, AL 36533
Underwriter
GBG Insurance LimitedChannel Islands - Guernsey
Global Benefits Group
26741 Portola Pkwy, Suite 1E #527
Foothill Ranch, CA 92610
FOR ADDITIONAL INFORMATION
Insubuy®, Inc.4200 Mapleshade Ln, Suite 200
Plano, TX 75093
Toll Free:
(866) INSUBUY
Phone:
(972) 985-4400
Fax:
(972) 767-4470
Website:
www.insubuy.com
Version: 06/12/2018