Visitors Insurance

Travel Insurance for Visitors from India

Insurance for Visitors from India

Travel Insurance for Indian Visitors to the USA - Introduction

More than one million people travel to the USA from India every year. There are over three million people of Indian origin residing in the U.S.; many of them invite their family members to visit them in the United States.

Protect your family by getting travel insurance for visiting the USA from India; it is extremely important, as healthcare costs in the U.S. are very high.

Why Should Visitors to the USA from India Get Travel Insurance?

Most people inviting their relatives to visit them in the US have excellent medical coverage that is provided by their employer. Many people hosting their relatives do not realize the actual costs of their medical insurance premium because their company covers most, if not all of the cost. Others may not realize just how high cost of healthcare is in the US. Some may not know that it is not possible to add parents as dependents on medical insurance provided by their employer. Too often, the parents visiting from India also do not realize the importance of buying visitor health insurance and could even consider it to be an unnecessary expense.

In case of an unexpected illness or injury, medical bills can quickly reach tens of thousands of dollars or go even higher, exceeding hundreds of thousands of dollars. That kind of money is simply an unaffordable cost for most people.

Getting a US visa is a lengthy and cumbersome process, but buying the best travel insurance for visitors to the USA from India is simple and quick.

Buying from USA vs India

Many people use travel agents in India to purchase airline tickets, the travel agents probably try to sell them travel insurance for their journey to the USA. Typically, the Indian travel agents have limited choices, maybe 1 or 2 plans, and most of them have no idea about the details of what they are selling. Simply put, they do not have the expertise or knowledge of how the healthcare system or medical insurance works in the U.S.

It is always better to buy travel insurance from US-based companies, as it has many advantages:

  • Comprehensive coverage plans for all ages.
  • PPO network with insurance card. That means cashless claim processing for a smooth experience.
  • USA travel insurance is extendable if you decide to stay longer.
  • USA travel insurance is cancellable in case of early departure.
  • Local customer service in a similar time zone.
  • Acute onset of pre-existing conditions coverage for all ages.
  • Professional assistance by licensed travel insurance agents.
  • Even though travel insurance from an Indian company may be more familiar to you, travel insurance from a US-based company will be more familiar with U.S. hospitals and physicians.

Travel Insurance for Visiting Family from India

If you are inviting your parents or other relatives visiting from India, you can purchase travel insurance on their behalf. You can make a payment for them, and also specify your mailing address in the U.S. to receive the insurance cards as it will be easier to receive them within the U.S. In most cases, the insurance company for travelers insurance can make direct payments to medical providers. However, in case you end up paying out of your pocket, it is easy to file a claim for reimbursement of eligible expenses. You can specify your name to receive the reimbursement check directly.

Travel Insurance Customer Service

Many people who are inviting their parents to visit the US from India already have their own medical insurance through their employer, so they are not likely to be familiar with purchasing US visitor insurance. Luckily, we have licensed insurance professionals available; representatives that specialize in travel insurance for the USA answer all calls. Our staff is salaried and not on commissions, they will only recommend visitors insurance plans that are most suitable for your needs.

Trip Cancellation Insurance

If you are planning to take your parents on a cruise, another expensive trip, flying them in business class, or you just want to insure their trip cost, you may want to consider purchasing trip cancellation insurance. This provides coverage in case they need to cancel their trip for covered reasons, they can be reimbursed for prepaid non-refundable trip expenses.

Travel Insurance for USA Visitors is Essential

Don't make the mistake of leaving your parents without travel insurance coverage, as even a small medical issue can cost thousands of dollars in the US. Send them home from their trip with great memories, rather than with a great disruption. Buy visitors insurance for them now.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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