COVID-19 Coverage in Visitors Insurance and Pre-Existing Conditions

COVID-19 Coverage in Visitors Insurance and Pre-Existing Conditions

Updated January 12, 2024

Many elderly people visiting the United States may have several pre-existing conditions and be further concerned whether visitors insurance would still cover COVID-19 related expenses simply because they have pre-existing conditions. They may have questions about the best health insurance for visitors to the USA with pre-existing conditions as related to COVID-19. 

Q: Do you have any visitors insurance that provides coverage for COVID-19?

A: Yes, we have many such insurance plans. Please look at this article for further details.

Q: What are pre-existing conditions?

A: In general, any medical condition that existed prior to the effective date of the policy is a pre-existing condition.

Q: What is acute onset of pre-existing conditions?

A: In simple terms, an unforeseen emergency occurring after the effective date of the policy without any prior warning or symptoms that requires treatment within the next 24 hours. More information

Q: Would the insurance plan still provide COVID-19 coverage if my parent has pre-existing conditions?

A: In many visitors insurance plans, COVID-19 is covered just like any other new sickness that occurs after the effective date of the policy.

Therefore, in such plans, as long as you are infected after the effective date of the policy, you would be covered for COVID-19 treatment, as it is an acute medical condition.

It is possible that COVID-19 symptoms may become worse due to other pre-existing conditions. However, that does not mean that for all people with pre-existing conditions, COVID-19 treatment would be excluded.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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