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Safe Travels for Visitors to the USA - $175,000 vs Safe Travels for Visitors to the USA - Diamond - $50,000 (ages 50 - 89) Insurance

While doing research to purchase visitors insurance, you may come across many plans. Two travel medical insurance plans may look similar: Safe Travels for Visitors to the USA - $175,000 vs Safe Travels for Visitors to the USA - Diamond - $50,000 (ages 50 - 89) Insurance

Even though both the travel medical insurance plans would work for anyone visiting United States, there are certain differences that would be important to understand in order to make an educated decision.

If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details concisely, such as follows. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.

All the amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

Following is the high level comparison of various international medical insurance plans. Please use this comparison as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise comparison such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

Routine physicals and vision (eyeglasses, etc.) are not covered in any of the plans.

Note: For all Comprehensive Coverage Plans, benefits are the same regardless of the policy maximum unlike Fixed Coverage Plans.

General

Safe Travels for Visitors to the USA - $175,000
Fixed Coverage
After deductible, plan pays fixed amounts for each procedure and you pay the difference.
Safe Travels for Visitors to the USA - Diamond - $50,000 (ages 50 - 89)
Fixed Coverage
After deductible, plan pays fixed amounts for each procedure and you pay the difference.

Medical – Outpatient

Up to $115 per visit, 1 per day, 30 visits maximum
Up to $115 per visit, 1 per day, 30 visits maximum
Up to $800 per injury/illness

Non-Emergency care will result in additional out of pocket costs.
Up to $800 per injury/illness

Non-Emergency care will result in additional out of pocket costs.
Up to $200 per injury/illness
Up to $200 per injury/illness
Up to $675; Up to $1,300 for PET scan or MRI
Up to $7,500 per injury/illness
Up to $1,800 per injury/illness
Up to $1,800 per injury/illness
Up to $1,400 per injury/illness
Up to $55 per visit, 1 per day, 30 visits maximum
Up to $55 per visit, 1 per day, 30 visits maximum
Up to $350 per injury/illness

Non-Emergency care will result in additional out of pocket costs.
Up to $350 per injury/illness

Non-Emergency care will result in additional out of pocket costs.
Up to $90 per injury/illness
Up to $90 per injury/illness
Up to $450; Up to $650 for PET scan or MRI
Up to $3,000 per injury/illness
Up to $700 per injury/illness
Up to $700 per injury/illness
Up to $1,000 per injury/illness

Medical – Inpatient

Up to $2,700 per day, 30 day maximum per injury/illness
Up to $2,700 per day, 30 day maximum per injury/illness
Up to $3,850 per day, 10 day maximum per injury/illness
Up to $7,500 per injury/illness
Up to $1,800 per injury/illness
Up to $1,800 per injury/illness
Up to $115 per visit, 1 per day, 30 visits maximum
Up to $700 per injury/illness
Up to $1,500 per injury/illness
Up to $1,500 per day, 15 day maximum per injury/illness
Up to $1,500 per day, 15 day maximum per injury/illness
Up to $2,000 per day, 8 day maximum per injury/sickness
Up to $3,500 per injury/illness
Up to $850 per injury/illness
Up to $850 per injury/illness
Up to $55 per visit, 1 per day, 30 visits maximum
Up to $450 per injury/illness
Up to $1,100 per injury/illness

Medical – Other Treatement And Services

6 months
Acute onset only: $25,000 ($15,000 for 70+)
Up to $1,750 per injury/illness
-
Up to $750 per injury/illness

Must be medically necessary.
-
Up to $20,000 per injury/illness, 30 days maximum
Up to $60 per visit, 1 per day, 12 visits maximum
None
Acute onset only: Medical up to policy maximum ($25,000 for 70+); Medical Evacuation up to $25,000.
Acute onset only: Medical up to policy maximum ($25,000 for 70+); Medical Evacuation up to $25,000.
-
6 months
Acute onset only: $25,000 ($15,000 for 70+)
Up to $1,100 per injury/illness
-
Up to $500 per injury/illness

Must be medically necessary.
-
Up to $5,000 per injury/illness
Up to $40/visit, 1/day, 12 visits maximum
None
Acute onset only: Medical up to policy maximum ($25,000 for 70+); Medical Evacuation up to $25,000.
Acute onset only: Medical up to policy maximum ($25,000 for 70+); Medical Evacuation up to $25,000.
-

Plan Features

Before effective date, full refund.

After effective date, pro-rated refund for full months minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum to 2 years maximum
$0
$0
Email
Per Incident
$0 Up to 69
$50 Up to 69
$100 Up to 89
Per Incident
$25,000 Up to 69
$50,000 Up to 89
$75,000 Up to 69
$100,000 Up to 69
$175,000 Up to 69
GBG Administrative Services
GBG Insurance Limited
Before effective date, full refund.

After effective date, pro-rated refund for full months minus $25 cancellation fee as long as no claims have been filed since the effective date.
5 days minimum to 2 years maximum
$0
$0
Email
Per Incident
$100 50-89
$200 50-89
Per Incident
$50,000 50-89
GBG Administrative Services
GBG Insurance Limited
  • This comparison only shows major differences between any two given plans. For a more comprehensive comparison, please see the Detailed Comparison tab above.
  • To policy maximum, refers to the Usual, Reasonable and Customary charges (URC).
  • Coverages shown are per person unless noted otherwise.
  • Home country for IMG (Patriot products, Visitors Care) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, home country is the country where you principally reside and receive regular mail.
  • Home country for Tokio Marine HCC - MIS Group (Atlas, VisitorSecure) - If you are a U.S. citizen, your home country is the United States, regardless of the location of your principal residence. If you are not a U.S. citizen, your home country is where you principally reside and receive regular mail.
  • Home country for Seven Corners (Inbound products, Liaison products) - The country where an insured person(s) has his/her true, fixed and permanent home and principal establishment. If you are a U.S. Citizen, the Home Country is always the United States. (*Excludes Liaison International)
  • Green Cover - Benefits shown here are for Part A and Part B purchased together; if only one part (either A or B) is purchased, then benefits will differ from those shown here.
  • To policy maximum, refers to the Usual, Reasonable and Customary charges (URC).
  • Coverages shown are per person unless noted otherwise.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You would not be eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don’t need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More