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Speak to a licensed and experienced insurance agent in the United States.
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Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
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Ask Our Specialists
My family are planing to travel to US for a visit and we are considering to purchase your travel insurance. We have four basic questions before purchasing as follows: 1. Should we refer to the Brochure for all the details of insurance policy despite of plans we choose? 2. Is the benefit extension lasts for 90 days, which means if anything happens during the insured period, how long will the benefit last if the medical treatment takes longer than my insured period? 3. What is your renewal policy? Do you have minimum purchase period to offer renewal options? 4. Is it possible for us to renew the same insurance policy with the same price even if something already happens(e.g. already in hospital)? Thanks a lot in advance.
1. Yes, we would recommend reviewing the brochure and certificate wording to know more information regarding your policy. You may also contact our office at (866) INSUBUY to speak with a licensed agent.
2. The benefit period will vary depending upon the plan you choose. We are a broker, and offer all of the major plans on the market. We will need to know which plan you are inquiring about in order to give you information regarding that plans benefit period.
3. Many of the plans on our website are renewable. Depending on the plan, you may have to purchase a minimum of 5 days to 1 month in order to have the ability to renew. Renewals can be done online or over the phone by contacting our office. You must also renew the policy before it expires.
4. As far as the pricing at the time of renewal, this is also dependent upon the plan you choose. Many plans will maintain the same price at the time of renewal with the additional of a $5.00 renewal fee.
If you have any additional question please let us know. You may also contact our office directly at (866) INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More