- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
Visitors health insurance for parents My parents are coming to US on May 28th and leaving for India on September 11th. They will live in my house in Chicago and might take trips to Seattle, Niagara Falls, DC, etc. Please recommend insurance plans for them. My dad will be 69 and turn 70 in Aug. He has had by pass surgery. Other than that, he is healthy. My mom will be 64 and she has diabetes and high blood pressure. Please give your suggested insurance and the reason you chose this particular insurance program. Would it be better to take insurance for them separately or together in one transaction. Thanks,
Thank you for your interest in purchasing visitors health insuracne for your parents. You can consider purchasing Atlas America plan, available at /atlasamerica-insurance/ It is a comprehensive coverage plan and it covers up to $15,000 in acute onset of pre-existing conditions for persons below the age of 70 years. It is better to buy two separate policies as you have more flexibility in terms of renewal, cancellation etc. The total premium is the same in either case. Please let me know if you have any other questions.
I have decided to buy Atlas America from Insbuy like you had suggested. Do I have enter my address in US or my parents address in India for mailing address in application? They are coming to US this Friday and I am going to ask for Insurance card to be printed rather than mailed. Another question...like other similar insurances on Insubuy, does Atlas provide any card for prescription drugs and do they offer any discounts? Thanks for your help.
1. You can put any address but we recommend that you put US address. 2. There is no discount card for prescription drugs in Atlas America. Howver, prescription drugs are covered in Atlas America anyway as a medical expense.
Thanks for your quick response. I have couple of quick questions. My dad will turn 70 (Aug) in the middle of his insured period. From what I read on Insubuy and other posts by you, I will still pay the premium for 64-69 year old (which he is now when I applying). Is that right? * If we need to go to see doctor or hospital for any procedure after he turns 70, will he have any problem since he paid the premium for 69? * For $15,000 covered for acute onset of pre-existing condition, it says it covers for only less than 70. Will they not cover him if he has any onset after he turns 70? Thanks,
1. When you pay the premium, you pay according to the age group he is in at the time of the effective date. If he turns 70 in the middle of the duration for which you have already paid, it does not matter. However, if you would like to renew it after he has already turned 70, the rates according to 70 years will apply. 2. There is no problem in going to the doctor or hospital even after he turns 70, just because you have paid the premium for 69. 3. Once he turn 70, there is no coverage for acute onset of pre-existing conditions. I hope this answers your questions. You can purchase the insurance online at https://www.insubuy.com
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More