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Ask Our Specialists
Visitors Care only for visitors? I am looking for a short term (2.5 months) insurance for my wife and son from 4th July 2006. My wife and son are on H4 visa and in USA from 6th Jan 2006. I am planning to buy the 'Visitor Care IMG' plan for them with coverage for 25000. I have a query though that whether h4 visa holders can apply for a visitors visa ? Whether their status is 'Visitor' ? or do I have to choose some different plan ?
Any non US citizen who is non immigrant in the US and want to purchase the insurance for short term can purchase 'Visitors Care'. It is not just limited to visitors (B2 visa holders). It is popularly referred to as visitors insurance because it is purchased mostly by visitors compared to anyone else. Please let us know if you have any other questions.
Thanks for your immediate reply. I need your help in selecting a plan for my family. Let me tell you my case in short - 1. I am on H1B since August 2005. I am staying in NJ ( 08830 ) 2. I am insured under oxford plan 3. My family my wife (29 yrs) and son (3 Yrs) joined me in Jan 2006 on H4. 4. While coming to US they had India based Insurance which is expiring today and I am looking for a temporary insurance for them for next 2.5 months. 5. I cannot add them to oxford till Sept 15th and hence need a short term Insurance My wife and son are both in good health just I don't want to take any risk since my son is ver young. Can you recommend me any particular insurance plan ? I figured out that there is only Visitor care plan offering fixed coverage for $25000. However I am not sure whether I should go with fixed or comprehensive plan. I read all review and comments by people on your site but still not very sure. I will go with what you recommend Best Regards
You should go for comprehensive coverage plan. Fixed coverage plans are very limited and not recommended for young age people. Look at Protection America at /patriot-america-lite-insurance/
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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