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Ask Our Specialists
U.S. citizen living abroad needing ins in U.S. while visiting on vacation Hi! My family and I will be travelling to New York this summer and are looking for health insurance for our stay. I am a US citizen, but I do not have health insurance in the US because I live in Taiwan most of the year. My son and daughter are dual citizens-Taiwan and US. My wife is a Taiwanese citizen. Your website seems to indicate that I would not be eligible for visitors health insurance because I am a US citizen. Please advise. Best,
Thank you for your choosing Insubuy for your insurance needs. As U.S. citizens there are a couple of plans that could cover you and your children while visiting. Anytime someone has dual citizenship and one of these is U.S. citizenship, they are considered a U.S. citizen when coming to the U.S.. The Liaison Continent plans or Safe Travels plans would be options for U.S. citizens visiting. Your wife would be eligible for any visitors plan on the market as she is a Taiwanese citizen. If you need any assistance please feel free to contact our office.
Hi! If I purchase your health insurance for my trip, am I automatically exempted from Obamacare?
If you are just visiting and then returning to your home country (Taiwan), then PPACA or "Obamacare", would not apply to you. The ACA compliant plans only pertain to U.S. citizens and permanent residents residing in the U.S. These plans are not ACA compliant. You can contact healthcare.gov to confirm this as well.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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