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Question:

I got a quote of $170 for my 17 yr old nephew who will be visiting us here in California from India, for a limit of $1,000,000 with $250 deductible. It is a Patriot Platinum plan. Then I went to the IMG site directly and the quote for exactly the same plan there is $108. The dates I entered are April 1 to May 19. What is the reason for this discrepancy?

Answer:

The quote that you received were for 2 different plans the quote with the same criteria for  Patriot Platinum America is $170.50 the quote for the Patriot America Plan is $108.75. 

The Patriot Platinum America and Patriot America plans are 2 different plans there will be different quotes for each. 

As these prices are regulated by law no matter where you purchase from the prices will remain the same when providing the same criteria.

For you reference we have sent you a quote for coverage for both plans so that you may see the difference in the 2. 

If you have any further questions please feel free to contact our office for assistance.


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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