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Question:

I am 71 years old. Coming to US in October this year for a two week vacation. I was diagnosed with AF two years ago. It is very well controlled on drugs. The episodes are few and I have not needed to go to the emergency room. My family are concerned about me travelling to the US with travel insurance that will not cover this condition. Is your plan something that would cover an acute onset that the drugs did not control?

Answer:

Thank you for contacting Insubuy for your insurance needs. The situation would have to meet the definition of an Acute onset of a pre-existing condition in order for the plan to provide coverage. This would be determined by the claims department based on the medical records sent by the attending Physician.

Please be advised that someone with AF is expected to have problems therefore would most likely not meet the Acute onset definition.

Please see the FAQ below as this may help to answer additional questions regarding the benefit.

Acute Onset FAQ

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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