- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусскийChange Language
Ask Our Specialists
Patriot Platinum America questions Hi, I have just purchased your Patriot Platinum America Travel medical insurance and wonder if you could clarify the following info for me? - What are classified as "In the PPO Network" and "Out of PPO Network"? - Could you please provide me with a list or website to check PPO Network? - What is "International Provider Access (IPA)"? - Do you have a website or list for the IPA providers or facilities? - What is "Independent Preferred Provider Organization"? - Do you have a website or list for a list of providers or facilities? - How does your Global Concierge and Assistance Services work? Do you have a website for this? - I am in the U.S. from Nov 13 to Nov 26. If medical situation occurs and I am admitted to a U.S. hospital, say, from Nov 24 to Dec 10, would I be covered from Nov 27 through Dec 10, or the policy only pays up to Nov 26? Thanks very much for your help and I look forward to hearing from you soon. Best,
Hello, Thank you purchasing Patriot Platinum America insurance. We appreciate your business. PPO stands for Preferred Provider Organization. That is a network of providers (doctors, hospitals etc.) that participates in the insurance. If you use one of those providers in the list, that is in PPO network. Otherwise, it is out of PPO network. You can find the PPO network list by clicking ‘Search Providers’ at /international-medical-ppo-network/ International Provider Access (IPA) is basically international PPO, outside the US. That link is also at /international-medical-ppo-network/ For Global Concierge and Assistance Services, you will have to call the phone number given on your insurance card. As long as it is a covered expense and if the medical condition occurs from Nov 13 to Nov 26, in your example, you will be covered up to Dec 10. Please let us know if you have any other questions.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More