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Ask Our Specialists
New insurance after 2 months Can I buy new insurance, i mean different type of insurance, after 3 months of my parents stay here. For example, I want to take Visitor Care for the first 2 months, then Atlas america for the remaining 4 months. I also saw in some links here, that visitor insurance has to taken within 30 days of arrival within USA and cannot taken after that. Pls clarify this. Thanks.
2. Your understanding is not completely correct. For IMG plans (Visitors Care, Patriot America, Protection America etc.), if the person is 65 years of age or over, you must buy the insurance within first 30 days of arrival in the US or must have prior valid international insurance. In other words, 65 and above people should not be without insurance in the US for 30 days or more in order to be able to buy any of those plans. 1. You could certainly do that but it is not recommended. If you buy a cheaper plan earlier and if something happens later and if you realize that the fixed coverage plan is not enough, it would be too late to buy the comprehensive coverage plan. Whatever problem the person already has would be considered as pre-existing condition in the new plan and not covered. Therefore, it is very important to buy the plan that you like initially itself and stick with it for the entire duration. And of course, we always recommend everyone to buy comprehensive plans only. I hope that answers your questions. If you have any furhter questions, please feel free to post them here or contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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