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Ask Our Specialists
Medical insurance details needed I got your email from immihelp.com website. I am currently on H1 B visa working in Georgia state. My wife got the H4 visa and I am planning to get her here sometime in November 2011. currently she is 3 months pregnant and in India. I need to know the following if you can help 1. Is there any medical insurance plan that I can take that will cover for me and my wife on the whole 2. will it be able to cover the maternity expenses and child delivery etc. 3. If not available in USA is there anything you can advice which I can take in India right now and which I can use it even in USA like an international medical insurance. I saw some forums and found that no insurance covers you once you are pregnant. Please advise so that I can plan accordingly. thanks,
Hello, If you currently have benefits through your employer it is advisable to add her to those. 1. The only way to cover both of you on the same policy would be to purchase a domestic insurance. In many cases she would not be eligible for 3 to 9 months depending on the plan. 2. We would not have any plan that covers maternity. 3. We cannot discuss and have no information on plans that we do not offer. In most cases, the only way to cover maternity is to use employee benefits. This, of course, will depend on the plan that the employer provides.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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