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Insurance for Parent With Heart Disease visiting USA I am planning to buy insurance for my father who is visiting from India in June. My father suffered a heart attack in November 2009 for which he was treated with angioplasty with stent placement. I would like to understand which insurance will cover him if he suffers another heart attack in the future while he is in United States or traveling to United States? Will it be covered as a preexisting condition or as a regular emergency situation? Based on the above, could you please let me know the policy to apply for?

Answer:

Thank you for your interest in purchasing insurance through us. As a broker, we provide insurance from most of the major companies. None of the plans will pay for routine maintenance for the pre-ex. However, some plan has coverage for the acute onset of pre-existing conditions below age 70yrs.. More information on acute onset of pre-ex, /visitor-insurance-acute-onset-of-pre-existing-conditions/ It will be determined by the claim dept. based on the dr. notes whether it’s acute onset of pre-ex or not. You can purchase either Atlas America or Patriot America plus, You can compare these plans at www.insubuy.com Please enter appropriate criteria. You will find many plans and you can narrow by with pre-ex coverage plan. Please feel free to contact us if you have any further questions.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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