Ask Our Specialists

Search Questions and Get Answers

Type your question or hashtag below or Ask a Question


I am planning to travel to the US for a couple of months and was considering purchasing a visitor medical insurance plan. I have looked into the following package, which is the Patriot Platinum America Plan for 61 days (Policy Maximum $5,000,000.00 and Deductible $250) for $208.53. I am 29 years old, have no pre - existing health conditions and a citizen from The Netherlands, however I am currently stationed in Iraq. I am kind of concerned about the above mentioned Plan, whether it would cover medical expenses and charges resulting from the current outbreak of COVID-19 (Novel Coronavirus). I want to be sure that if after the plan/policy goes into effect I contract the virus/disease, any medical expenses/charges or possible vaccinations linked to the infection are covered by the chosen plan. I have spoken to an Insubuy representative on WhatsApp but I was not satisfied with the answers I received, therefore this email. I hope I can receive some concrete answers regarding my concerns before I purchase the above mentioned plan.



There is a specific  exclusions for any pandemics on the Patriot Platinum America so there would be no coverages for COVID-19 on this plan. 

Most plans are unfortunately excluding the COVID-19 for coverage within plans. 

Last Updated: {{question.updated}}
Published: {{question.published}}
{{question.likes}} {{question.likes == 1 ? 'person found this answer useful' : 'people found this answer useful'}}
1295 page views

DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

Learn More

Why purchase insurance from Insubuy®?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy® and no disadvantages.

Learn More

Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

Learn More

Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

Learn More

New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

Learn More

Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

Learn More

Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

Learn More

Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

Learn More

Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

Learn More

International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

Learn More