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Insurance delivery question I will be traveling to the US soon, for a stay of 2 weeks and I am interested in purchasing a visitor's medical insurance. My trip is in two weeks and I would like to know if I should expect any physical documents from you and whether there is enough time for them to arrive at my current location, Grenoble, France.
Thank you for your interest in purchasing insurance through us. It depends on what plan you purchase if any documents are sent through the mail. All plans provide policy documents electronically. If you need additional assistance please feel free to contact our office.
I'm interested in the 100$ deductibles, 200,000$ or 500,000$, AD&D, Liability package. I progressed the process and saw that I can request online fulfillment and I can print the documents myself. Just one clarification; the insurance covers emergency medical expenses after deductibles, but not preexisting conditions, is that correct?
That is correct. All plans on the market for visitors to the U.S. exclude or do not cover pre-existing conditions. Some of the plans come with what they will call limited pre-existing coverage or the Acute on-set benefit. This is a benefit that is included with some of the plans and states that even though the plan does not cover pre-existing conditions, if someone age 69 or younger has a sudden and unexpected life threatening emergency that has to be treated immediately or within 24 hours due to a pre-existing condition, it may be covered based on the doctor’s report at the time of the claim. Please let us know if you have any additional questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More