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Question:

Comprehensive plan choice? Long time insubuy customer. Has been 2 years since I purchased a plan. The comprehensive list has more options now. I used to purchase atlas or patriot. Which one is recommended? And even within one there are multiple comprehensive plans?

Answer:

Thank you for being our long time customer. We truly appreciate your business. Atlas America and Patriot America Plus are still the most popular comprehensive visitors insurance plans. Differences at /compare/atlas-america-vs-patriot-america-plus-insurance/ If you tell more information about the age, coverage dates, prior policy max/deductible etc., that would help us recommending the most suitable plan to you.


Hi, The ages are 70 and 59. DAtes from Aug 1 to Jan 15th including travel. 100K policy with 1000 deductible. I’m looking at Atlast America and Safe Travels USA comprehensive.


Both of them would be my top 2 choices in your case. You can find the differences between them at /compare/atlas-america-vs-safe-travels-usa-comprehensive-insurance/ If you are looking for acute onset of pre-existing conditions, Atlas America would provide it up to $100,000 for each of them. Safe Travels USA Comprehensive would provide it up to $35,00 for 70 year old. If you have any specific questions or concerns, please let us know and we would be glad to guide you.


Thanks. Will both cover health insurance and travel insurance while on a cruise trip as well in between? We are planning on a cruise for a week to Caribbean and Mexico.


Yes, they all cover that.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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