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Ask Our Specialists
Atlas Essential America I was looking at Atlas Essential but with a $100K policy. The plan says 75/25 of policy maximum, it really is a $75,000 policy. Say the hospital bills are 70,000. I am guessing they will pay 70,000 of the bill. Can you verify my assumption?
Under Atlas Essential plan, first you pay the deductible that is one time. After that insurance will pay 75% you pay 25% to policy maximum you choose. For e.g. if you take $250 deductible and $50,000 coverage with Atlas Essential America. Let’s assume that you were in an accident and are hospitalizes for 2 days. The hospital charges $12,000 per day for a total bill of $24,000. Assuming this is the first instance of your needing to use the insurance, You pay your $250ded. Plus $5937.50 (25% of $23750) and the insurance company will pay rest. I hope this answer your question. If you have any further question or need clarification feel free to contact us and will be glad to help you to understand how this plan works. We have atlas America and Atlas essential. You need to decide how much you want to pay out of your pocket and decide which options will work for you. You can also compare these plans on our website at www.insubuy.com
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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