The Payment Card Industry Data Security Standard (PCI DSS)—which was developed by the PCI Security Standards Council (PCI SSC) created by Visa, MasterCard, American Express, Discover, and JCB—is an extensive set of technical and operational standards that a company needs to follow to ensure that all companies that process, store, or transmit credit card information maintain a secure environment.
There are many stringent requirements, including but not limited to:
PCI DSS has six major objectives, 12 key requirements, 78 base requirements, and over 400 test procedures. Click here for more information.
When a business is PCI-compliant, it means that that the business reviews and follows the guidelines set forth by the credit card companies to help ensure your credit card information is protected and your personal information is secure.
What kind of visitors insurance should I buy? Many people ask what kind of visitors insurance they should buy. There are two major categories of visitors insurance plans: Fixed: Cheaper, less coverage and has sub-limits for each benefit Comprehensive: more expensive, much better coverage that is percentage based. Please note that the benefits in the fixed coverage benefits are a lot less than then actual expenses. You should always buy comprehensive coverage plan. How much coverage should you buy in comprehensive coverage? You should buy as much as you can. We are not saying this to charge you more premium, but the reality is that healthcare expenses are very high in the U.S. and they are going up every day. e.g., we just came to know about one person whose father got a heart attack and one day hospital bill is more than $82,000 (Yes, eithty two thousand US dollars.) When you invite your old relatives to the U.S., there is only so much risk you can transfer to the insurance company for the new problems. For everything else, you are taking the risk yourself, in case something happens that is not a covered expense. You must decide how much risk you are willing to take before inviting them to the U.S. No insurance company is going to take the complete risk with them so that you can invite them worry free. (No insurance company can stay in business like that.) Therefore, we recommend that you visit insubuy.com and purchase the best and the most coverage you possibly can for your loved one visting the U.S.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreHealthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreDid you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreYou are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreYou could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreThe U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreSchengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreYou don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreMost schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More