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Ask Our Specialists
visiting parent has catheter My father from India who is 73 is keen on visiting us in california . He has an indwelling urinary catheter as he lost his bladder control after a spinal surgery 2 years ago. what kind of medical insurance should i buy? Is it better to buy in the u.s or India? will monthly catheter changes ?(reqd to avoid infections)be covered under insurance?
It is definitely better to buy the insurance from U.S. Please read /visitors-insurance-usa-india-comparison/ to understand the difference between buying from US vs India. Unfortunately, there is no plan available in the market that would cover her physiotherapy session as it would be considered as pre-exisiting conditions. All the plans are designed to cover any new medical conditions. Even though there are some plans available that may cover up to some small extent in some very limited and unforeseen circumstances, it would not cover your father's condition as it is already known in advance that you need it. You can read more at /visitor-medical-insurance-pre-existing-conditions/ There are two types of insurance plans: Fixed: Limited, cheaper Comprehensive: Better, more expensive More details at /visitors-insurance/ If you would like to buy fixed coverage plan, look at Visitors Care, at /visitors-care-insurance/ If you would like to comprehensive, the choices are based on whether you would like $50,000 or $100,000 coverage. For $50,000, look at Patriot America at /patriot-america-lite-insurance/ For $100,000, look at Patriot Platinum America at /patriot-america-platinum-insurance/ We always recommend everyone to buy comprehensive coverage plan. You will get all the details about each plan in the links above, you can also compare them side by side at https://www.insubuy.com and make instant purchase online. If you have any further questions, please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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