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Ask Our Specialists
I am an 83 year-old woman with no existing condiitons, needing cover for 6-month stay with daughter's family in the Bay Area1) is comprehensive cover available at my age? 2) all quotes I could find - max. is 100,000 and Fixed benefit - after 20 stays in the Bay Area I know from others that this is inadequate and such low cover presents too big a risk; 3) Is there any US specialist broker who can find specialist insurer? In a recent, devastating policy change no UK insurer offers any long-stay cover for USA. As an example my previous policy covered 15,000,000 in medical costs plus a host of furthe travel cover from my luggage to my computer - all for under 2,500 for 6months,
The highest maximum available for your age would be $100,000. However, you may select two plans from different insurance companies to have an increased benefit for your age. Unfortunately, there is not a product that we could offer you that would could match the coverage you had previously. The plans are going to offer coverage for the new illnesses and injuries contracted after the effective date and exclude the coverage for pre-existing conditions, preventative and routine care. Should you have additional questions or need further assistance, please let us know. You may also call us directly at +1 (866) 467-8289.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Healthcare costs are very high in the U.S.
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Purchase travel medical insurance that includes emergency medical evacuation.
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