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Ask Our Specialists
How can I know what will be covered by the insurance? I would like to buy an Inbound Guest policy but need some further explanation. Am I right in thinking that some of my pre-conditions would be defined to to be chronic, congenital or gradually worsens over time, and would not be covered by the policy. If so, would you please tell me which ones would not be covered and which would. I am right in thinking that those which would be covered would only be covered for life threatening emergency treatment which is difficult to understand. At present I am unable to judge what cover I would have for my pre-existing and will appreciate your help. For examples, if I had a heart attack would this be covered or excluded because of my controlled arrhythmia? Also, if I had a fall and damaged my lumbar region, would this not be covered because of my previous back surgery. I know you will appreciate my concerns and I look forward to a full encouraging reply so that I may soon buy the insurance. Best wishes
It is not possible to go over each individual ailment and say what would or wouldn’t be covered as it there has been nothing that has happened to make a determination off of. It would all be determined at the time of the claim in the event of anything happening.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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