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Ask Our Specialists
I am a US Citizen and Resident and I will be taking a year off traveling the world (12/27/16-12/25/17) and was wondering if you had an insurance plan that would best have me covered. I plan to exit the US and not re-enter the US until after my insurance trip coverage dates are complete, but I will be traveling to multiple countries during this time. I am primarily looking for emergency health coverage. I tried your online quote system and Atlas International Insurance looked like a suitable option, do you think that would be a good choice? As an example of the coverage, I would like a case like this be covered: Let's say I traveled to Thailand, and got an infection of some form. The doctor prescribes antibiotics. I would want the insurance to cover both the doctor visit and the cost of obtaining the antibiotics. In this case for a claim, would I contact your company, or the insurance company directly? If I contact them directly, would you be providing any assistance? I was also curious about what would happen if for example, I am stranded in the middle of a rural area and became injured, would I call you guys for an Emergency Evacuation and you would take care of it, or would I have to set that up myself and contact the insurance company for a reimbursement or how would it work? Also, on a separate note, I would like rock climbing to be a covered activity.
You can purchase either Atlas International or Patriot International plan. Both plan pay for new sickness, injuries or accidents that may occur after the effective date of the policy and covers travel benefits like evacuation, repatriation, flight accidents or accidental death and dismemberment.
You can also compare these plans here.
Please review this and feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
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The U.S. Department of State requires all J visa holders to purchase compliant insurance.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
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