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Question:

I wish to know what insurance I should get for my parents who are visiting from India tomorrow. Both are healthy and only have minor blood pressure issues. My father is 62 and my mother is 54 years old. I want to ensure that if some emergency were to happen, which involves hospitalization, insurance covers that. They will be here for around 2 months. I live in San Ramon, CA and also want to ensure that any hospital I visit under emergency accepts the insurance I am getting.

Answer:

Thank you for contacting Insubuy for your insurance needs. You may view and quote the appropriate plans within the Visitors to the USA section of our website. The plans are designed to offer coverage for new illnesses and injuries contracted after the effective date of the plan and will exclude the coverage for pre-existing conditions, preventative and routine care. Some plans will have what is called and acute onset of pre-existing conditions benefit that you may find beneficial. Please read over the certificate wording and plan benefits of the plans to verify legibility and benefits. Should you have additional questions or need further assistance, you may also call our office at +1 (866) 467-8289.

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Visiting USA?

Healthcare costs are very high in the U.S.

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Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

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You could lose your non-refundable trip costs if you had to cancel your trip.

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The U.S. Department of State requires all J visa holders to purchase compliant insurance.

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Schengen countries require most non-US citizens to purchase Schengen visa insurance.

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You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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Most schools require international students to purchase health insurance.

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