- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусский
Ask Our Specialists
Visitor medical insurance - Father In Law My father in law planning to travel from India(Hyderabad) to US ( New York) on July 20 . He is expected to stay 1 month or 2 months based on convenience . He is 55 yrs old. If I take month insurance, can I extend afterwards ? or If I take 2 months , can i get refund if he leaves earlier than expected ? will this insurance covers during travel also ? Which insurance recommanded ? Regards Venu
You can consider purchasing Atlas America Insurance, as long as you buy before he comes to NY. Yes, you can extend it afterwords. If you want to cancel earlier, you can do so and get the refund for unused portion minus $25 cancellation fee, as long as no claims have been submitted since the original effective date. As long as you put the effective date one day in advance of the actual travel date, it will cover during travel also. If you have any other questions, please feel free to contact us at any time.
Atlas America on paper seems to be a very solid option. I myself have purchased it 3 times. However Insurance is only good when you have to use it. Unfortunately i had a claim of $175 ones. With $100 deductible i only have a claim of $75. They took more than 6 months with more than 20 emails and phone calls. Customer service was absolutely pathetic. Felt like their operations is running from a Garage. BTW, this was for a doctor office visit who is part of their network and did direct billing. Atlas/HCC Medical did not pay and my account went for collection for just $75. This is ridiculous. I am yet to see posting where people have been happy with their claim system.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More