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Traveler's Insurance related question Hi, I need your help to understand whether the insurance that I purchased is the right one and sufficient. Yesterday I purchased the following product from your web-site Coverage Plan: Comprehensive Product: Atlas America Policy Max: $200K Deductible: $1K State: CA My father's particulars: Age: 66 Citizenship: Indian I had the following questions: 1.) Coverage Area - I specified the 'Coverage Area' area as "International including USA". - I chose this option as opposed to "USA" (even though my father is directly coming to the US and not make any stopovers anywhere) because he has a stopover in Hong Kong - I hope this is fine. If not then please let me know and I will change the 'Coverage Area' area to "USA". 2.) California: - It seems Lloyds' surplus line of insurance is not one of the companies backed by CA state government. - We live in CA, do you think this should be a matter of concern? I think this is a good plan, please let me know otherwise. Please let me know if I should take any precaution or keep any particular thing in mind. Thank you.
Thank you for your interest in purchasing insurane through us. Answers for your questions below. 1.Atlas America is an International insurance person will get coverage everywhere in the world except his home country as long as you put destination USA. If he is coming here on Sep 25th. You can start the coverage from Sep 24th to cover the travelling time. Coverage always starts from US Eastern time zone. 2.Atlas America plan is not available to CA resident. Your father is not CA resident. His home country is India.Your father is eligible for Atlas America plan. Atlas America brochure, instant purchase and other useful information, /atlasamerica-insurance/ Please review this and if you have any further questions, please feel free to contact us. I hope this answers your questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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