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Question:

My parents are visiting United States in June 2016. Both my parents are above 70 and will be in United States for six (6) months. I would like your suggestion to purchase the Atlas series health insurance plan or any other plan that would has the Acute onset of pre-existing conditions. Please let me know my options and also provide me with the quotes for the same.

Answer:

Thank you for contacting Insubuy for your insurance needs. However there ar not any plans that you can purchase to cover the acute onset of anyone over the age of 69.

The Atlas America plan will only cover the new accidents and new illness that occur after the effective date of the policy as would any other. 

The most limited pre-existing coverage for anyone 70+ would be in the amount of $2,500.00 and that would be for a sudden and unexpected reoccurrence of a pre-existing condition. 

Please see the link listed below for more information about this coverage.

Sudden & unexpected reoccurrence of a pre-existing condition FAQ

In order to provide an accurate quote for coverage, please provide the ages, visa types, dates of coverage and state in which coverage will be needed so that we can send you quotes for the same. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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