Ask Our Specialists

Seven Corners offers many different insurance plans, listed at /companies/ You decided to purchase a limited coverage is which is very low cost. Everything is clearly described in the brochure and policy wording, all of which were available to you before purchase and after the purchase. Therefore, what you bought is what you will get covered according to. You can't buy the cheapest plan and hope to cover it the most. I don't know who you purchased the insurance from. However, we as a broker, work for you and try our best to educate our customers and advise them to buy the comprehensive coverage plan. If one plan costs $60/month and another $200/month, both could not be providing the same coverage. Otherwise, the $200/month would not exist because there would be no reason for anyone to buy them. If they paid according to the schedule of benefits that they were supposed to, you can't complain about it. There is no reason for them to pay more. I recommend that you buy the comprehensive coverage in future. Do not make false accusations. From what you wrote, it seems that they have honored their insurance agreement.

Dear Mr. Babco, Your claim that Seven Corners does not honor our insurance agreements is untrue. As I have tried to explain in all of my responses, unfortunately travel and visitor’s insurance cannot possibly cover everything. If we covered everything, consumers would not be able to afford the coverage. What we try to do, is provide you with options: Option A URC (Usual, Reasonable, and Customary)-More comprehensive coverage for new accidents, and new illnesses. Comprehensive covers more, so it is more expensive to purchase. Option B Scheduled Benefits-These plans will only pay out to the amounts posted in the policy. They cost less, because they provide limited coverage. Some consumers want to pay less premium, and are willing to take the risk of paying more out of their pocket, in the event of an eligible claim. Other consumers wish to pay more premium, so in the event of an eligible claim, they will have a smaller financial responsibility. We post all of our wording and policy languages upfront prior to purchase. If you research other travel and visitor’s insurance plans, you will see that we are all offering the same types of options. Seven Corners is one of the few companies that publishes all of their documentation, at all times. Seven Corners allows you to chose what you feel is best for you. If you do not understand the wording, we encourage you to please call your agent. Best Regards, Suzanne Munson Customer Service Manager at Seven Corners