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Questions on the quote 90 y/o (Safe Travels for Visitors to the USA $528 for 2 persons, both 69 y/o. Aug 12, 20117 - Feb 3, 2018) - co-insurance? copay? - maximum out of pocket? - all US states covered? - prescription medications covered? - any in-network hospitals/providers? - dental/vision coverage? - urgent care covered? - pre-existing conditions covered?
The Safe Travels for Visitors USA plan will cover the insureds all over the U.S. The plan participates in the First Health PPO network, and we have included a link so you may search for urgent care providers in your area.
Short term health insurance plans for visitors are designed to cover new illnesses, injuries or accidents which occur after the effective date of the policy. They will not cover pre-existing conditions, routine doctors' visits, or preventative treatments. This plan will provide coverage for an Acute Onset of a Pre-existing Condition.
Since the Safe Travels for Visitors to USA plan is a fixed coverage plan, there is no concept of a copayment or coinsurance. The plan will pay a fixed amount as per the schedule of benefits, and you are responsible to pay the difference. The plan will pay the fixed amounts listed in the schedule up to the policy maximum limit.
Visitors Insurance plans generally do not cover dental or vision, however, this plan provides a benefit in the event of a dental accident related emergency. We do offer a dental/vision discount plan by the name of Careington we would recommend reviewing.
If you have any additional questions please let us know. You may also obtain assistance by contacting our office at (866) INSUBUY.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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There are many advantages in purchasing from Insubuy® and no disadvantages.
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Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
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Purchase travel medical insurance that includes emergency medical evacuation.
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You are not eligible to enroll in Medicare for the first 5 years.
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You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
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Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
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You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
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Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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