- Share
- Search
Site Search
- Contact
Contact Us
Speak to a licensed and experienced insurance agent in the United States.
- Office Hours:US Central Time
- {{allSevenDays}}
- Mon-Fri
- Current Time:
- Call Us:
Toll-Free: +1 (866) INSUBUYToll-Free: +1 (866) 467-8289- Local: +1 (972) 985-4400
- WhatsApp: +1 (972) 795-1123
- Chat With Us:
For faster service, you can easily extend or submit requests for cancellations or corrections using MyAccount.
Language日本語한국어عربيةItalianoРусский
Ask Our Specialists
Pre-existing conditions USA visitor I'm looking for medical insurance for my relative who will land in US on March 19th and leave on June 5th, 2016. She will not be travelling to any other country. She will be 69 when policy becomes effective and will turn 70 on April 20th. She had open heart surgery in 2013 and takes medications since. She had cataract surgery in 2014 and takes eye drops. Based on information I looked at, any of US plan’s don’t cover or minimally cover anything related to pre-existing conditions. Please let me know, if Atlas America will be a good plan for her. Also, can it work in conjunction with a plan, if we buy from India, currently looking at United India insurance who work through APRIL USA.
Thank you for contacting Insubuy for your insurance needs. The Atlas America plan would be a wonderful plan for her situation. This plan offers coverage for an acute onset of a pre-exiting condition. This will assist with expenses related to life threatening emergency that happens related to pre-existing conditions. Please use the link listed below for more information about the acute onset of a pre-existing condition. Acute Onset Coverage: /visitor-insurance-acute-onset-of-pre-existing-conditions/ As she will be 69 at the start of the plan the benefits will remain the same when she turns 70 during her stay. This plan will pay secondary to any other payable insurance that is available during the validity of this plan. If you have any questions please feel free to contact our office. Atlas America brochure & instant purchase link: /atlasamerica-insurance/
Thanks for the quick response. Would it be possible for this plan to be primary and one bought in India be secondary. Also, do you know, how dependable is a plan bought in India especially with United India Thru APRIL USA?
Thank you for contacting Insubuy. These plans will always pay secondary to any other insurance. We are not very familiar with this particular company specifically. Please see the link listed below to a FAQ about purchasing from India vs the U.S.. Purchasing from India vs U.S comparison: /visitors-insurance-usa-india-comparison/
In that case, I probably need to go for one of the plans. If I decide to buy, what would be the process, Would I pay online, if so, when would I receive something back that can be used for her to receive care, in case such situation arises. She’ll be reaching here on 3/19 morning.
You can purchase online through the link provided or call our office and purchase over the phone. Either way, it will be the same process, same cost. As soon as you complete your purchase you will receive a confirmation email that includes all of your policy documents including ID cards. If you need any assistance please feel free to contact our office.
Can't find answers to your questions?
Ask our specialists - Licensed and experienced insurance professionals in the U.S.
DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
Search Questions and Get Answers
Type your question or hashtag below or Ask a Question
Did you know?
Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
Learn More