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Question:

My mother is 52 and in India, and last month she got issues related to menopause and she got extensive bleeding. But when she referred hospital, it stopped by medication and doctor mentioned and everything looks good and this might be related to menopause. She is planning to travel to USA for 5 months. What if get bleeding issues again? will that be considered as pre existing condition? Which insurance you will advise me to take?

Answer:

Visitors insurance will generally pay for new medical conditions, injuries or a accident that did not exist before the effective date of the policy.  The presence of pre-existing conditions would be determined based on medical reports at the time of incident. The Visitors Protect Insurance plan is the only plan that will cover pre-existing conditions but must be purchased before arriving in the USA.  We also recommend having a Physician letter stating the insured is fit to fly prior to arriving in the USA.   

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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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