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Ask Our Specialists
My wife, aged 53 years, is visiting US, from 28.6.2017 to 27.12.2017. She was treated for Follicular B Cell Lymphoma in throat and she is fully cured now. Her medical expenses were fully covered and paid under a Family Medical Insurance Policy. During her visit to US, if she is subject to any sudden set back on account of the disease earlier for which she was treated and cured, will her medical and hospitalization expenses covered under your insurance ? Kindly advise.
In general, short term plan for an international visitor will cover any new sickness, injuries or accidents that may occur after the eff. date of the policy. However, some plans provide coverage for an acute onset of pre-ex. Conditions. Please find more information at Visitor Insurance Acute Onset-of-pre-ex Conditions.
But cancer is excluded in the majority of visitors policies because it is a chronic condition, one that never truly goes away. If any treatment was needed regarding her past cancer diagnosis or any new cancer diagnosis the likelihood is that it would not be covered in any visitor policy because it would have existed before the effective date of the policy whether known or unknown.
Please visit our website and enter appropriate criteria. You will find many plans and you can also compare them side by side.
If you send us more information like which state she needs coverage will be glad to send you quote by e-mail also.
Please feel free to contact us if you have any further questions.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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