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Question:

Buying the insurance for my mother, who will be living with me in the state of Maryland. Is there any insurance that is offered. She is traveling on B2 visitors Visa. Age is 91 years.

Answer:

If she has already arrived, we would not have any plans available.  However if she has not yet arrived one of our Atlas Plans could cover her.   The policy would have to be purchased before arrival.  If the insured is physically located in Maryland at the time of application she would not be eligible for the Atlas plans.  The policy maximums at that age will be limited.  You would search in the quote screen using the policy maximum range of $10,000-$25,000.

Also, the plans for visitors cover new illnesses and new injuries that occur or manifest after the effective date.  There are no plans on the market for visitors that cover  pre-existing conditions.  Some plans do have what is called an Acute onset benefit that can provide coverage in certain emergency situations due to pre-existing conditions  based on the definition of acute onset as well as the attending physicians report however acute onset benefits are not available to anyone over the age of 89.

Let us know if you have any additional questions. 


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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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